I know there are plenty of others out there like me. We must unite to report this company to everyone possible for their actions. They harass you to death, calling you, your job, family, friends, neighbours, send a guy to your home with a letter to call them and take pictures of property whichi have told them many times, my land that is trespassing, my land is not in the load. I to did one of their ARM loans and cant get out.
Tell everyone to not use the website refimymobile.com it is vanderbilt and if you go there they make gret promises but it says not to exsisting loan holders, i called to ask why they cant refi me when they are looking for other he told me he could after i caught up loan and at 11%, i bet he would too. They have harassed me and i call them on it then they switch collection people who act like no notes on record and start the harassment all over.
I am a single mother who has worked two jobs or more to save this house and i am house poor and cant take it anymore. I just went to borrow money to catch up, sent it in and they cashed it but still i was served with foreclosure. I am not fighting them any more i am sick of being house poor, they need to be stopped i just dont know how there are so many victims.
I have tried everything to refin and i refuse to pay $800 a month on a 75000 loan, payments shld be about 500$. They even told me i was a renter once, i field bankruptcy a few years back, they did not even show up then tell me that, so i told the lady pay my ins, taxes and ceom repair all the crap that is worng, i have been there 6 years and replaced the septic pump 3 times, the hot water heater once and repaired it recently, the frig, dishwasher and microwae all have had repairs. My parent had there home 20 years before this stuff happened.
I also had to repair a/c unit and discovered i ordered a trane unit and that is not what i hae, i paid for concrete footers and they werent done had to file complaint with state. So on top of the huge payments i am busy repairing stuff. My whole experience with Clayton homes and Vanderbilt has been a nightmare.
ANYONE OUT THERE DONT DO BUSINESS WITH THEM!
You will loose your home in the end.
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