Started receiving calls from AssetCare in October again. Previously, I was receiving letters from NCO then it was "sold" to AssetCare. They are trying to collect on a debt from over 10 years ago which is passed the SOL for my state (CA). For several years after the SOL ran out, I was getting calls and letters but I ignored them all. Now they are back again and calling incessively! Every day the phone rings at 8am (on the dot) and continues until 9pm. It's always a recording I want them to stop but don't want to make any contact with them, verbally. I've pulled my credit report (all 3) and there is no negative reporting from them (hence the SOL). But I did notice that they made an inquiry on 7/13 and I have the address from my TransUnion report. Can I send them a certified letter to cease and exists the calls because of the SOL? I DO NOT want to talk to them verbally but I do want to let them know that they are not getting any money from me! Oh I just noticed... On my Experian credit report, they have made several inquiries (11/1/06 & 11/28/06 & 3/29/07 & 10/25/07 & 11/18/07). Does this effect my credit report EVERY TIME they do this??? Now I'm pissed off! Nothing appears on my Equifax report about inquiries from any debt collection. What should I do to get them to leave me alone?
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