I was unfortunately swindle by these criminals also, however, I will not let them get away with it. My situation went pretty much like all of these other complaints say.
I did apply to all their PHONY RESEARCHED lenders and they guaranteed that I would get approved for $30,000 after paying them a $400 fee. After I applied and was denied by all of them except a measley $300 credit limit credit card, I then waited on the denial letters and sent them off to these Scam Artist. Rick Dennison then lied and said that they did not receive it.
From that point on I sent certified mail. They are trying to justify not giving me my refund because they claim that I did not apply for two of the credit cards, but they are liars and scam artist. Bank One is one of the lenders that they gave me and they have been bought and taken over by Chase Bank now. I applied for the loan and the Chase Bank Credit Card on one application and they sent me one denial letter denying me for any credit from their Bank. Nevertheless these phony professionals are still claiming that I still need to apply for the Chase Bank Credit Card.
The last issue that they are trying to use to deny my refund is that they say I didn't apply for the Orchard Bank Credit Card. The lender for this card offer is HSBC and I applied to them for an auto loan prior to paying Personal Credit Services. According to their refund policy rule #3 under the heading of exceptions, it states that customers who have previously applied to a lender prior to paying P.C.S., do not have to apply to this same lender again as long as they show documentation that they were denied previously.
I sent them this documentation and these idiots are still insisting that I have to apply for the credit card. I refuse to apply for it because nothing in their rule #3 states that the customer had to apply for the same type of loan as their referral. Despite the fact that I qualify under their rule #3 they are still denying my refund which means that they have robbed me.
Well enough is enough! I have already filed a complaint with the Michigan Attorney Generals Office and I am awaiting to hear from them. I have already threaten Rick Dennison that I will do whatever it takes to get my refund and now also pursue compensation for the hardship that they have caused me. I'm willing to hire a personal attorney or join in on a Class Action Lawsuit as the complaint posting states that proceeds mine. I would certainly like to join anyone's class action suit to get justice and my money back.
Anyone who has further information and assistance to help me in this litigation I would like to hear from you right away. If your considering trying to get help from these CROOKS, YOU NEED TO THINK AGAIN BECAUSE YOU'RE JUST THROWING YOUR MONEY AWAY. Beware, don't fall for their scam!!!
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