It is a simple as this: My credit card account was not overlimit until Capital One posted the finance charge. I just found out today. The finance charge alone caused a $29.00 overlimit fee. I called their customer service, which is now ran out of India. They advised me that they recently changed their policy and now the interest charge causes overlimit fees; that it did not before. I know this because I have been close on my limit and it never did this before. They did not clearly warn the consumers on the web at the credit card home page that I access regularly. They claimed they sent me an email. I'll bet on this last billing cycle Capital One made millions, possibly billions of dollars on this ripoff-scam. They advised me to have my wife call and beg to have it removed as she is the main card holder. Please - all consumers ripoffed with this scam battle back. This really sucks.
RIP OFFer
Brier, Washington
U.S.A.
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