I applied for the credit card and received it. I wasn't sure if I wanted to open it. So I called the bank and they said no problem. No time limit to open the account. Then I started receiving past due notices. I didn't think anything of it. Next I get a phone call. You owe 37.00 dollars... So I call customer service and this idiot says it's a good thing you called because you would have been reported to the credit bureau in 10 days. I canceled.
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