Recenlty I was trying to get my car refinanced though Wells Fargo. The gentlemen in the office said I could. However, my mother would have to co-sign for me. He took her information but failed to explain the following.
That is my credit was bad when they checked and it was denied. They would put that one her credit report.
I told him my credit wasn' that great. Now my mother has a black mark on her credit report. She has worked hard all her life for Great credit.
I think in all fairness they should take that off her credit report. It is on mine as well. And that is okay.
Now here's the real problem I have with this. When my Dad was living he co-signed for me. They checked his credit report and mine. They cleared it with flying colors. Why didn't they do the same to my father. If my credit report was bad? I think it is terrible of Wells Fargo.
What I like to see happen is for them to right a letter to my Mom. Telling her they are sorry for the mistake. Then tell her they reversed the report. They told me over the phone they could not reverse this. I think it's a bunch of bull... If you ask me. Oh and get this the girl on the phone from Wells Fargo suggested I take it to BBB. How about that for being stupid.
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