I got a call from "Michelle Ross" today from Merchant Credit Guide Company. The message said that they were a collections agency. My first thought was, I don't owe anyone money." So, I called them back. Of course the original company that "reported" me was not listed on the account because her computer crashed right before I called. Yeah right. She said it was for an account that was opened in Dec. 1992 and closed in Dec. 1995! Umm, that was like 12 years ago. I knew it was a scam because my husband and I have purchased 3 homes since 2000 and had NOTHING on our credit reports. Mine is clean as a whistle. Anyway, they are claiming that my balance when it closed was $549 and is now up to $1235.23. I tole Michelle that I was not paying a dime for an account that I paid 12 years ago. She told me to call back tomorrow and she'd have more info about the account. I will not be calling them back because I know it's a scam. The thing that ticks me off is that they have all my personal information. How do I get that out of their hands???
I'm not worried about them wanting money. They can't get anything from me.
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