CheckSmart contacted me today (07-14-07 at 17:01 EST) and a representative told me they are a lawyer and refused to provide a bar number or and legal documentation via mail and have been doing so for Aprox. Two months. Also proceeded to tell me that they do not accept partial payment or payment via mail, although there bill and mailings state otherwise.
I have offered several repayment plans and they will not listen or work with any of them I have told them on numerous occasions that I only make 400.00 take home every two weeks and they will not listen. (They are asking for $800.00 something in full for 2 checks I had a loan out the check cleared my account and I then got out anouther loan in that time frame the check was returned to them, thus forcing me to do a stop payment on the other check so I would not have 2 returned checks by the bank which would have resulted in the bank closeing my account)
This company has violated and broke several of the FDCPA laws and this needs to stop. I have told them to cease and desist verbal contact with me, and they continue to call telling me that that law does not apply to them. I have tried to rectify this with the companies superiors and they will not turn my call over to one or they are just as bad as the representatives themselves. Due to not haveing these calls recorded I have yet to take any action but if forced I will start. I am state certified on the FDCPA and do not want to take legal action, but I have rights as well and if I am forced to I will do just that.
0 comments