I was in need of quick cash so I applied for a pay day loan on-line, thru One Click Cash (which I believe they are associated with First National Card). Once I was approved the money was deposited in my account but no soon after there was an amount for $49.95 removed from my account. I called my bank and they said, it was an electronic check.
Well, I didn't have any checks out there or authorized. The bank said they would send me information regaurding the deducted amount. The next day, I picked up the mail and their was a Credit Card from First National Card out of Las Vegas, NV. It stated I was approved for $6500.00 in credit. I kept reading and noticed it wasn't a regular credit card because it stated, " credit for shopping with us."
I put 2 and 2 together (money out my account and this "credit card") and I decided to look it up on-line. Low and behold... There are a ton of people who have had the same thing happen to them from this same company. These were listed at, www.consumeraffairs.com and at, www.cardoffers.com.
I printed out everything I could find on this First National Card and drove to my bank. I spoke with the bank manager and she told me there was 2 things I could do. 1- leave my account open and she would personally watch it for the next few days for suspicious behavior (seeing I now have checks out there) or 2- Close my account and re-open another. Now, here I am in a jam with money in the first place and here are these people stealing my money (which I can't get back because it was an electronic check) and now I have to cancel the checks I have out there and close my account.
By cancelling my checks I take a fee from them and also late fees. When they took my money out, I had a check bounce and the bank charged me for insufficant funds. Now I'm up to $175.00 in fees including the money they stole from me. Plus the bills I have out there that I cannot cover now!
These people NEED to be STOPPED. We need to get together and put a class action against them, I know I may never see my money again but I don't want this to continue with others. I will be contacting the Nevada Attorney General about them and if you are one who has been SCAMMED, please, please do the same.
Sarah
Mattydale, New York
U.S.A.
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