Got a call from Mr. Brad Ragan, threatoning me with jailtime if I did not pay my money due for a pay day loan that was outstanding. I had tried to explain to him that I had to close my account do to fraudulant id theft in my bank account. He stated he would turn my account over for the next steps in the process if I did not pay him by 2pm pst that day and I would not like it in jail. He stated that he had been there for the same thing, illegal check passing. If I did not comply with his wishes, the exact statement was "hell has no fury".
At that time, I did not know better & was duped to paying him some of the money. He insisted that I put off paying my rent and did whatever I needed to do to pay my debt and all the fees that were racked up.
Since this happened, I learned what he was doing was illegal, closed another bank account that was associated in the same bank. I have filed a complaint with the BBB of Deleware & the ftc. Mr ragan, evidently had not heard that I made a complaint against him & his company, because he called me at 6 AM this morning to harass me and send me a nasty email.
I just happened to receive a voicemail from the consumer complaint division of this company regarding my BBB complaint, very nicely stating they would like to reach a settlement. Have not returned call as of yet, not quite sure that they will be nice. But we'll see. Charges will be filed with the A. G as well.
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