Complaint / Review
Orchard Bank - HSBC Bank
Bend-over bank ripoff orchard bank

I have been trying to re-establish my credit and had 3 current credit accounts for 2 years, paid all 3 of my current credit accounts on time for those 2 years and all of a sudden Orchard Bank says that because of my limited credit history (hence my reason for obtaining their card in Dec. 06), my interest rate will go from 14.99% to 26.99% for no good reason. What is this crap?!! I have never been late and was told there was nothing I could do about it by their credit department. We'll see about that!