I closed my account about one year ago. Since then I have NEVER received a statement or bill. All of a sudden today, 7/21/08 I received a statement stating I owed Orchard Bank, HSBC Bank $39.00 for a "renewal fee." I called "customer service and was told that my account will be ...
Orchard Bank and HSBC are some of the worst predatory lending companies in business today as a far as gouging excellent customers with interest rate spikes. My wife has 3 cards with HSBC and Orchard Bank and I have 2 with Orchard Bank. We got them 3 years ago to help rebuild our credit. We both ...
I have been trying to re-establish my credit and had 3 current credit accounts for 2 years, paid all 3 of my current credit accounts on time for those 2 years and all of a sudden Orchard Bank says that because of my limited credit history (hence my reason for obtaining their card in Dec. 06), my ...
I've had a Master Card w / Orchard Bank for several years. Credit Limit is around $2,000.00 Remodeled my house several months ago and maximized all credit (temporarily). Today I received a letter stating my interest rate was to increase from 15% to 29% in one fell swoop! I called the number in the ...
A warning if you are an Orchard Bank Card user: They are in the process of hiking their rates without justification. My rate is jumping to around 28% for no reason. Three months ago, they sent me another approved card with zero interest until 1/07 that will then go to 13%. The same credit rating ...