I never had a credit card thought by getting one would help my credit payed 100.00 first payment when told payments would only be 20.00 a month they charged over use fees and i never got to over use the 300.00 i payed what i used and it stopes working so i dont use it, tryed to cancell out they wont let me, my bill keeps adding up what do i do, never getting another credit card ever.
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