In 9 I was first sent a debt collection notice from Mitchell & Kay for a past bill from MCI Communications. I have never had MCI Communications.
I called the number, gave them the "account number" from the letter and told them I have never done business with MCI. They said they would take care of this bill and hung up on me.
3 weeks ago I see that this bogus bill is now listed on my credit report under the name of Midland Funding. I had throw away the letter thinking it was taken care of.
Now I have recieved anothe notice from MCM: Midland Credit Management, Inc offering me a 10% off my current balance which is the same amount as the previous letter.
How can they do this? Plus it is being sent to a previous address.
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