So it was mid-September and I was doing a little bit of work for a private contractor. My dad calls me one day and informs me that his ex-wife received a phone call for me. It's not only that they we looking for me to discuss a personal matter, no they didn't just ask for me they sat there and told her about how I ignored their attempts to contact me, repeatedly hung up on them because they harassed me at work with... I think it maxed out at 9 calls in one day 4 of which were within 30 minutes, told her how much money I owed, who I owed money to, I don't know what else they told her but I was pretty pissed just knowing that much. My dad had told me to threaten a lawsuit if they didn't drop the charges so I talked to lawyer who told me that unless the reciprient of the information used maliciously I couldn't do anything. 6 months later I decided to do a little research and what I found out is that they made a big mistake because unlike the lawyer had told me it was illegal. Upon finding this out I wrote up a letter to the Federal Trade Commission which I intend to send out in the mail tomorrow, certified I guess. Now the question on my mind is this same company, NCO Financial Systems Inc., that I'm reporting also has 2 or 3 more accounts with me... Yea I ran into some credit card trouble... But anyway what happens with the other accounts if i report them for the one illegal offense? Can I throw all of their bills back in their face and say "Thanks for clearing my debt!"? I don't feel that I should have to pay this company a dime regardless of wether or not it was only one of my accounts that they took illegal actions in attempt to resolve. I'd appreciate any and all feedback regarding this because getting rid of everything would be a big load off my back on top of that I'm trying to start a business within the next year so anything to repair my credit is a plus. Thanks in advance.
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