I took out Total Visa Card to help restore my credit, even though it had a high member ship fee of $200.00. I took the card out in hopes it would do what they said it would do. But after I made the third payment they cut off my credit to use the card. My payments was made on time, even paid early and I paid more money than they ask me to. After being band from using the card I called Total Visa and they stated, it was a mix up, and if I would make a payment that day they would give me a balance of credit of $48.00. I did not make the payment and told them I wanted the card cancaled, and they told me I would still have to pay the $200.00, none of my payments gave me any credit toward the blance of the $200.00. Where is the Better Business Bureau when you need them.
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