Complaint / Review
Daniel Phillip Spencer Laquerre
Daniel phillip spencer, creative funding concepts, inc., silver management corporation, exquisite properties group, llc, dps consulting, llc. Mortgage fraud, appraisal, appraised value, fraud, pushing appraised value, equity stripping, scam, overvalued

Watchout for this man!
Mr. Spencer will come to you with a pitch to pay you big bucks if you purchase a home through him. He brings you a property and says you can make a lot of money simply by purchasing the property. He will make the mortgage loan go through no matter what it takes. Fraud or not. He will hire loan officers to do his dirty work. He cashes-out at closing and dispurses money to the buyer. None of which is disclosed to the lenders he works with. He works with an appraiser to push the value of the property. He will get you into an overpriced home. On average these homes are 100 to 150 thousand dollars overvalued. ALL PREVIOUS HOMES that have been purchased through him and his real estate agent MARCIE & RON HINZE have been foreclosed upon or have gone through a short sale. Mr. Spencer also has a gambling problem. He has been known to spend 20 to 50 thousand dollars per month on this habit. He is ALL talk. He will tell you he is a milti-millionaire with various properties and assets, all of which is a lie. He makes his money screwing people and has no consious. Mr. Spencer is very convincing so please beware.