You get the card it says to call from your home phone to activate. You try to activate and it says your calling from the wrong phone number and to call another number.
You call this number and it is customer service. They argue with you and say you need to give them a payment over the phone, you can even post date a check.
When you finish arguing about that matter they say okay your card is activated. But you need to send in a payment. You send in payments to them or pay them online. When you pay online they charge you 4.00 to pay the bill. And then don't post it until 2 weeks later. It's already been deducted out of your bank account cause they get the payment right away. But they will not post it for the 2 weeks, then say you are late paying and charge you 30.00 for late payment.
When you call and try to cancel the card they tell you they want full payment right then. They also say you have to send in a written letter stating you don't want the card. And until they receive that letter you will be charged the late fees and penalties.
Don't ever think that they are a good credit card that can help you.
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