I found a place online to apply for a Continental Finance MasterCard which my husband and I were going to use as an emergency line in case something like our car broke down or something like that. Well, I got accepted, of course, and they sent me the credit card in like 4 days. I called and activated it, which meant that they added $247 of processing fees and other junk like that, which I was fine with because all it was is an emergency credit card.
The lady told me that in order to activate it, I needed to make a $50 payment on it, which would leave me with an available balance of $103.00. I made the payment three days after I activated the card. Since the payment, I've checked the available credit on the card and it keeps telling me that my available balance is $0.
How is it that before I make a payment, I have credit and after I make a payment, I have none???
I tried calling all the numbers available online and on the papers they sent me, which, by the way, the fax number on this report is the customer service number and it says that my account number and zipcode does not match their records, meaning that I can't even talk to customer service to find out why I have no credit available. When I check it online, it says that I have $103 available but when I call the automated service, it says nothing.
I want everyone to be aware that this company is a complete and total fraud, which i'm sure will show up on my credit report when i don't pay them. Do not use this company!
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