Moving from a large city to Tulsa has been quite an adjustment. Things are much stricter here. Nothing prepared me for what was about to happen. To make ends meet I was fortunate to find two jobs to help with expenses and get back on my feet.
I received my first check Feb. 9th. Beings that I was living virtually with my boyfriend for a low cost, I decided to put my first check directly into his account. We deposited on Sat., Feb. 10. My name was signed on the back with to and then he signed it. We deposited it into his account.
So all weekend we felt we had this money in the bank and made transactions. Low and behold after my boyfriend looked up his account he had 11 overdraft charges with a grand total of $385.00. After contacting the bank they explained that the check would be returned because my name wasn't on his account. The following Sat. We went to the bank and spoke with a reprosentative. She said well it's kinda of a rule. Perk. Kinda? Yeah sometimes we follow it sometimes we don't, oh? She was kind and gave us $95.00 of the $385.00 back.
My biggest complaint is I work hard for that money and I feel I can put it where and to whomever I see fit. Another question is why weren't we ever notified of this mew rule? My best exclamation. Is this like the game of monopoly and you make the rules as you go? It took over a week to get that check sent back to me. I feel we have been ripped off and we, as most folks, are struggling to make ends meet and now we are stuck with this debt. It's really a shame that we are not notified of new rules our bank makes.
So folks just be carefull of all the hidden costs and rules at your bank. Banks love to play with your hard earned cash to their benefit using your money.
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