I received a letter from RJM Acquisitions LLC claiming to be my new creditor. Upon opening the letter, I discovered it was really an attempt to collect on some purported very OLD debt.
In my case, they claimed I owed $52.00 in Overdraft charges to Wachovia Bank, N.A. And provided a supposed original account number and a partial Social Security number in an effort to convince me that this was indeed an old debt of mine.
However, I have NEVER had an account with Wachovia.in fact, I do not even now have an account with Wachovia. If the bank I was doing business with in 1997 was subsequently bought out by Wachovia, I STILL do not owe anything as I paid off all debts to that particular bank in one lump sum and then closed the accounts.
So, this attempt by RJM Acquisitions really has me upset and I need to know how to keep them from adding anything negative to my Credit Record. After all, this purported debt is almost TEN YEARS OLD!
Add me to the long list of potential victims to this scumbag of a company. I'm really glad there's a site like this to expose this for what it really is.
Very kindly
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