I monitor my accounts daily. I am not much of a paper person, therefore, internet banking is a must for me.
Many times, BOA has changed me OD fees when I didnt feel I could possibly have been over drawn. It didnt appear as though they were posting the credits to my account before the debits were posted. I dont think this is the case.
2 days ago, I had a 'pending transaction' for 6.68, putting me 1.68 over drawn. This was early in the day. I made an online transfer from my other account, at the same bank obviously, for 5.00. Need I mention my payroll deposit would be deposited the next night.
Anyway, low and behold, they over drafted me for the 1.68. This is an ongoing thing with this bank.
I started reading usacomplaints.com when I was interested in changing banks, I found a similar complaint about (ROR REDACTED COMPETITORs NAME) (what kind of name is that anyway) and have decided they will NOT be my choice for my new bank.
I will be researching (ROR REDACTED COMPETITORS NAME) as well
Jackee
deltona, Florida
U.S.A.
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