I applied for this credit card thinking that it was like any other credit company issuing it based on credit score, and all they needed to do was verify that i had a banking account that was active.
At the end of my credit application it gave me a message saying that it was going to deduct 150 dollars from my account, which if i had known prior to that i would not have signed up for the credit card.
Also that the credit card was only valid for use with the usa shopping site. Which again i would not have applied for if i would have known prior to applying.
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