I was in great need of re-establishing my credit after my Husband passed away in and was left with nothing but a great deal of debt. I was advised to start with a credit card, so when I saw the CCS card sevice I applied. I recieved a Receiept of Acceptance Letter, still not realizing that I was appling for a Merchant card and being deceived to believe that I would be recieving a "First National Credit Card" I agreed to the withdrawl of the funds from my checking account.
After I recieved the card and a letter stating that the catalog would sent at a later date and that I could "up grade" to a higher amount.included was a CCS Cardholder Agreement after reading it, I called the company to cancel and request that they return the $200.00 cash back, I was told that I made an agreement, and that they would not return the funds.
This company I feel is using unethical and misleading tactics to lure vulnerable individuals such as myself into entering into a commitment that is not what was perceived to be.ccS has put an even greater financial burden on me by these viperous actions.
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