I get a phone call from a man named Marcus Powell from Fairview Lending telling me congrats on being approved for my new loan. A loan I might add that I never applied for, but none the less it was $7,000.00 for 6% interest. I was thinking wow my credit rating after 1.5 years out of a bankruptcy must be getting better. So I asked a bunch of questions, this guy had an answer for everything. He told I am going to fax the loan documents and just fill them out and send them back. So me being more curious I gave him my fax number, the first thing that caught my eye was, as the fax is comming through i saw that he dialed my number with *67 in front of it. As to block his number. I knew at that point before I even read anything that this had scam written all over it. So Im reading the docs, and it tells me that I have to send $1,276.32 to secure my loan. I decided to research them on the net, and found all these reports about people being scammed by companies doing this type of tactic. I also read that it is illegal for a company to charge an up front fee for a loan. Well I called Mr. Powell back and asked him what was the $1,276.32 for and he explained that they tried to get the loan through to several banks but were not able to. This is an insurance fee we charge to get the loan done. I then asked him why they block their number when i got a fax from them, and he said the fax does that automatically. I then asked Mr. Marcus Powell if he knew that charging fees for loans was illegal, he first said no it wasnt, but then later in conversation he lamented. I also asked so how long have you worked for this company, he told me 4 years, I replied wow you must have scammed alot of people in 4 years time. I told him that I was very dissapointed that there was low human life forms like him and his company wandering the planet. I then proceeded to tell him that I was going to make it my full time hobby to make sure that him and his bosses whomever they are (because he wouldnt devulge), leave in handcuffs when I am done with them. Please can anyone point me in the right direction to nail these scumbags!
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