I applied online 2 weeks ago for a bad credit loan on a SECURE website. Then My husband and I get this phone call last Wednesday 10/4/06 from a Paul Hunter and he says he is from Fairview Lending group. I had applied for a $5000 loan and he says he thought he got a bank to approve us but backed out at the last minute. He said we had a great interest rate of 6% fixed and we had 2 choices for collateral because of the credit situation. We could send in 6 months worth of payments and not have to pay on the loan until 6/1/07 or we could pay $1200 for the insurance coverage but would have to make the first payment 2/1/07.
So he suggested the lower price with the longer waiting period to start paying on the loan. Well when he faxed the papers I had noticed that afternoon that he had put *67 in front of our fax number. Then I called him back and told him that we would not be able to do this until my husbands payday and he said we had 2 weeks to make a decison.
Well my husband got paid yesterday 10/10/06 and I call Mr. Hunter today 10/11/06 to get the information for the money gram (he said we had other ways to send the moeny personal check, western union, or they could take it out of our checking accout but all this would take 7-10 days) and of course we needed the money asap and 24 hours sounded much better to us.
Then when he gave me the information on the money gram he said I needed to use the red and white form (which is for person to person) and that I would address it to Cathy Loomis in Mariana Lake Alberta Cananda. Well in the first conversation today when I asked who this lady was he said it was the account representative in the main office in Canada for his company (fairview lending group.
Then in the second conversation that we had after I did a bunch of research on the internet and found nothing I called him back and asked him who we were getting the money from. As he stuttered heavily he said a private lender who lived in Canada that was very wealthy. And this private lender wanted to remain private. So then I asked him for his business license number and he said it would take him 2 to 3 days to get it.
Well by law it has to be in the same office or building that he is in for the public to see. Then he had the nerve to ask me if I was still going to fund the money today. Of course I told him I didn't know. Then reserching on the net again I found this site good thing I did to because we need the money so bad to move that I almost ignored my gut feeling and sent the money anyway.
But the question now is where do we go from here? Who do we contact to report these fake people. How many people out there have been scammed already that they have taken there last $900. So now what to we do?
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