Well, my trouble with the $hit@zz of a Bank started when I split up my minimum payment and sent them them 2 payments (one every 2 weeks in a one month period). Well on my check I CLEARLY INDICATED 1st half of March Payment; and 2nd half of March Payment. Well these dumb $hit@zzes took it upon themselves to apply the 1st payment to the previous month (which had ALREADY been paid!) Then they hit me with a LATE FEE! Said I didnt pay the miniumu BULL$H*T is what I say!)
Well a lot of yelling, screaming, threats of my proceeding with a lawsuit AGAINST them, and even writing to their $hark/lawyer Mr. Bozo. I FINALLY got a letter back saying that they would remove the late fees. Well THEY DID, but ever since then EVERY TIME I send in a Payment (let's say the payment is due on the 27th of the month, and I send the payment VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED on the 12th day of the month)
It takes them 13 - 15 days AFTER THEY HAVE RECEIVED THE PAYMENT to credit it to my account AND OF COURSE THEN IT IS ALWAYS LATE, SO I WIND UP WITH A LATE CHARGE, I THINK IT'S UP TO $90 BY NOW (I'll wait till it's a little more and then I'll file my Complaint In the Southern District against thier $H*T@ZZES! (although they have had Ms. McCarthy write to me and state that it is their "policy to post within 24 hours"
I wrote back to her and told her that was A BUCH OF $H*T and that I have the Green Return Receipt Card to PROVE EACH AND EVERY MONTH that they got the payment 13 -15 prior to applying it to my account.
Oh I also sent them a Cease and Desist Letter (I work at a major Law Firm in New York City by the way ;) to get them to STOP HARASSING ME AT WORK AS WELL AT HOME. SO I DARE them to keep it up... I say it's time to put them out of business... I read one person's comment about notifying all your other creditors and stating that you will have to file bankruptcy due to CROSSCOUNTRY BANK. Great idea... If these other companys worry about not getting paid, perhaps they will get on CCB's @zz as well!
K
Staten Island, New York
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