Complaint / Review
Applied Bank (aka Cross Country Bank)
Applied Bank charges late fees, over limit fees, does not credit account with payment timely

I received a pre-approved letter from Applied Bank. Due to my credit history, I sent in the application.

Since March they have been charging late fees, over limit fees, not crediting my payments on time. They have started calling me at my place of employment and harrassing me.

I was told I was two months past due although I send a payment of $50 every month. I wrote their legal department on this issue and sent my card back to them cut in half. I have cancelled my account but they continue to charge me for items I can not do.