I actually just got as far as ICS (looked up on usacomplaints.com & it did not come up), so I was taken for the $75.
When I received the paperwork from Universal Financial, I got a HIT!
I even received call backs and they give enough information to get you to follow through.
ICS was pretty clear if you read what was stated in their agreement but it's unfortunate that you will most likely not get help.
Thank you for reporting!
I would not have known otherwise!
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