Complaint / Review
Experian, Trans Union, Equifax Metro 2
Metro 2 Access is a ripoff, do ot try to atttempt credit file

Per seeing the report on adding fake accounts, I'm writing this report to inform that all posters of these reports are giving false information.

There is no way to add fake accounts to your credit report. To aquire the the software which processes credit reports using the 'Metro 2" format you need a subscriber code from each of the 3 CRAs.

There is no way to hack these codes because the code has to match the business name, business address, and telephone. You can only obtain a code by signing a Data Furnisher's Agreement with the CRAs.

You have to send the credit reports in batches or else the CRAs will deny the accounts. They verify all the information before accepting the accounts.

You will also need to establish an E-oscar account which will be used as a medium of communication to verify incorrect data and disputes from consumers.

Do not believe anyone who says they can add multiple accounts and tradelines to your credit report. The subscriber codes are specific to each industry and one company can not add an auto loan and a credit card line. These sites are all fraudelent.

I dont why people would lie and claim to have done this when it is almost impossible to pull this off.