My husband received a call from a woman named Sherry Foster from this company, stating that he needed to take care of a debt with Providian Credit Card that they bought. She was super nice on the phone to my husband and offered a few solutions to payment on the account, of course being in the position we are in, could not afford still to pay them. He directed her to me since I take care of all the bills and payments and when I requested a statement of balance from her, she refused. I explained we had never received any paper from them stating our debt and that I would not just hand money out to someone without proof.
The phone call lasted all of 30 minutes and when she understood I was not going to wimp out and give in to her, she gave up and threatened to take further action to Garnish my husband's wages at work and get him fired from his job. I said "Ok", your legal department can handle this so called debt if they choose to respond to the Certified mail I have sent them. I sent a Cease and Desist letter to them and requested VALIDATION of the debt in the next 30 days. I will proceed further once I see if they send me anything back. I would be interested in joining a class action lawsuit if anyone can tell me where to go and when to be there! I have all my documentation and credit reports handy and on file.
Thanks!
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