I got a call last week from a woman who said she was from First Capital Consumer's Group. She told me I was approved for a credit offer for a master card and a visa. She said the master card would come in 7-14 days.
She told me the credit limit would be $2,000. Then she said I would get a visa card shortly after that, all I needed to do was send them my signature to receive the second card, valued at $2,500. I asked her if this was a regular credit card where I could use them anywhere.
She reassured me that I could use them anywhere visa and master card were accepted, and that I could also use them to make hotel reservations. I was so excited. I couldn't wait. She told me it would cost $219 for both cards, with no other fees. I said how long do I have to come up with the money. The time she gave me was about a week. I said ok.
Then she asked if I had a bank account. I told her I didn't, she said I needed to have one for this offer. So I asked her if I could use a friends account, and she said sure. So I told her I needed to find out if my friend would do it for me, and I asked if there was a number I could call her back at, she said sure. The number she gave me was (416) 488-4664. I spoke with my g/f and she said ok.
I called them back and another woman answered. I told her I was calling someone back, she told me that she would have the person call me right back. So I waited. And within 5 minutes she called back. I had her speak to my g/f and get the info she needed. The woman told us that someone would be calling us back within a half an hour for security purposes. They did and everything was final. A few days later when we thought they were going to take money out of the bank, we left it in there. But found out that there were not enough funds in the bank to cover it. There was another problem at the bank that had been cleared up afterwards. So I tried so desperate to call them back to see if they could take the money out the following week. I called for a few days, at all hours. I left messages and everything. One time, I even said on their machine that I didn't know if they were scamming me or not, but to call me. Then I went online to see if they had a website so I could contact them. I came across a site for fraudential credit companies and I decided just to check it. I was reading all the companies they had, when all of a sudden I came across this one. I almost died. Then what blew me away was that the number they gave me was also on there.
I continued to do more searching, when I saw that they were reported to the better business bureau as well. They had a few numbers to contact these people, and when I tried to call them all but 2 of them were disconnected. I finally got a hold of one of them. And a man answered saying it was First Capital Consumer's Group.
I was trying to explain my situation, how there wasn't enough money in the bank if they tried to take any out, I wanted to see what he would tell me. Then he told me to hold while he got someone to talk to me. I waited, and waited, noone came back. So I called back the number, and I got an answering machine.
I left several messages that I found out they were scam artists, and fraudential, and that I would be reporting them. But now, they still have the account number. One day these people will get caught, so I urge everyone, file a report, stand up to this, they will end up in jail, and if they took your money, find out from your bank the name of the person who took out the money, because you need to have identification in order to cash any check or to have an account, so find out who cashed your check, and report them, then they will be in a lot of trouble. Anyone who wishes to talk about this with me may contact me at [email protected], thank you...
Joanna
north babylon, New York
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