Well, where do I start. Aspire Visa is a complete ripoff. I was caught at the peak after slowly repairing my credit. They said they start at a low interest rate at 9.9%, I figured that's start in the right direction, make the payments and restore mycredit history so I thought, apparently you have to use the card. When I used the card the statement came back with what I spent w / an interest rate of 19-21.99% and the added fees there after ~ when I saw these type of statements it made it hard to keep up. Then when I had to dispute the charges w/the interest I felt it would be the last time they saw my money. What made it difficult was the timing when you called it was only during peak time hours, or if you're trying to contact them good luck, or sending the payment would acquire more fees NOW the future begins I couldn't up w/the payments then, I tried to resolve the account by just paying my debt w/o the interest they said NO! ~ So now they have sold my account to different companies, didn't report that pyments were made onto the account, Im currently being sued to pay this debt. My question is if you cant get a hold of this Card company, you owe a debt after 5-8 years, how come they didn't report it on my credit report? The way I look at it this company KNOWS they are FOUL and they aren't in the business of the consumers to properly repair their credit. Its just a big SCAM that is after your money all I can say is read that fine print that so called terms of agreement
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