I purchased a Bowflex a while back. During that time, the company I had worked for was sending work overseas and I was losing wages, so I had a very hard time keeping up on my bills. I have recently joined a Credit Counseling Program to assist me in my debt.
At this time, JA Cambece Law Office refuses to work with the Credit Counseling Program I am enrolled in, because they feel that the amount of money being paid to them through the Credit Counseling Services is an unaccetable amount. JA Cambece Law Office also told me that the money they are recieving from the CCS is not being applied to my account and that it is going to a "house account"? Does that make any sense at all? Are they putting this money in their pockets only because I cannot pay what they want? I am making an attempt to pay on the debt and they just are not willing to accept that at all and want it all.
So, do I have any rights in this matter? Is it fair for them to belittle me? Tell me that they are going to sue me? Tell me that they are going to garnish my wages? Tell me that they will call everybody on my street/neighbors?
The Credit Counseling Services have also tried to resolve this with them, and CCS also told me how rude they were and unwilling to participate. I have told CCS to continue to send them the money, even though they are telling me it is not being applied to my account. Where is the money going? Why should I be treated this way when I am making an effort?
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