Complaint / Review
Asset Acceptance LLC
Incorrectly Billed. I have never had a cell phone! In My life ever!

My God what a mess;

I just read this whole thread & any other post concerning Asset Acceptance LLC that I could find.

As I too just received a letter from them on April 15th stating that I owe $396.22 on a Sprint Cell Phone bill.

I have never had a cell phone! In My life ever!
I am one of those people who dislike cell phones mainly because I cant afford one.

I know I cant afford one & therfore I have never even tried to apply for one.

So when I got this bill out of nowhere & I meen I have never heard of this bill before in any way shape or form!

Now all of a sudden I guess I have a neg hit on My credit due to it, Huh?

Or so I gather from what you all are saying in that guys (Rick) thread.

I meen for Asset Acceptance LLC to be comming after me well that sounds like from what I gather that Sprint was trying to get Money from Me for a while but was unable to, so they sold the account to AALLC & so by now I guess I must have a Neg hit on My credit.

Only problem is I have never received a bill from Sprint ever for anything!

So I know for a fact that there is now way this can be My bill as I am just now getting started in building a family we have allways had the same home phone (Land-Line)

We are saving for a house one day & I have been reading on learning how to establish credit before I go out & get in a mess

Then this letter comes.

So I want to say two things

Thanx for the informative insight as to the workings of FDCPA or FCRA & violation tactics & loopholes.

To the Guy (Tom) who was a collector for 16 years thank you, since what you said sheds alot of lite on a otherwise Unknown set of alternatives.

Thee other thing I want to say is from what I gather from that post's in that Firebomb & Brimstone thread is;

I should send this Asset Acceptance LLC a Registered letter telling them that I have no Idea why I would receive such a Bill as I have never had any service with Sprint of any kind.

Be it a Land-Line or a Cell-Phone!
Also I am to ask for them to remove the Hit from My Credit Score
Is that rite?

Anyone who might be willing to help Me get this done properly please respond & help My lil Famliy get back at these Obvious Scam Artist's.
Thanx for any & all consideration