I was late with these people a couple times and they jacked my interest to 31.490%. They told me if I paid on time for 6 months then they will reduce it. We on my 4th month on being on time. When I received my bill it had a late charge on it. I was furious so I called them again and thet said that I did not pay my bill for the month and I said bull. Anyways after going around and around with them I lost the battle. So now they said I have to start over on my 6 months of paying on time to get my interest lowered. I really think they have no intention on lowering this. I owe 10,237.55 to these people so really do you think that I would have screwed up my chance on this being lowered.
I pay 300.00 a month and 253.55 is interest so only 46.00 goes to the principle. At this rate I will never be able to pay off this card. My husband retires from the Navy in 2 years and we are getting a little scared. I have medical problems that prevent me from working at this time. We really need this Company to help us out. We also have alot of friends that have had the same problem. I think credit cards are a rip off and if I had it to do again I wouldn't own any. They are nothing but one big headache. The people at Bank Of America are rude and will not work with there customers. When I ever do get out of this mess trust me I will never to business with them again. Thank you
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