My wife and I turned in a leased vehicle early, 5 years ago. Since it was turned in early it counts as a reposession. We have, ever since, made monthly payments (faithfully) to NCO Financial Systems who handles the collection of the debt. Even though we have never been late with a payment, they continue to call our home and work at all hours of the day and night! I have asked them numerous times to stop calling our home at 11pm and they are extremely rude. We get threats from them that we are going to be taken to court (even though we are paying on the debt). We have also been told that we were "stupid" for paying only $50 a month on a $14k ddebt. I want them to quit calling. If I want to settle I will call them. I can't believe that there is a company that acts like the Mafia and tries to strongarm and harrass it's clients!
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