I have encountered an original $200 fee for the VISA, this was not reported when the application was completed and approved (just as many others reported). Every payment is mailed on time to deter late charges HOWEVER, First National Credit Card states that they recived it AFTER the due date by 1-2 days and charges an additonal late fee every month for $29. I can ONLY Imagine the revenue from this FRAUD on a LARGE VOLUME.
Get out of this credit card agreement. PAY it off and never look back they will have their hands in your pocket and MISREPORT your credit history - destroying it!
I am having my history reviewed by a Govt/Fed Official.
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