Ok, this all started when i had a check i wrote for $500 that i needed to do a stop payment on. So on March 13th, the same day i wrote it, i called wells fargo to issue a stop payment. They asked for the check number and i said i dont have it, i can go get it. They said that is not necessary, they just need the exact amount and to know if it was a paper check or electronic withdrawl. I told him it was paper and he said "WElls fargo cannot stop the check if it has already been cleared, ect..." and i said i understand.
On march 19th i was overdrawn because the check cleared the account anyways. So after calling wells fargo they told me that they are sorry but they cannot ever gaurantee they can stop payments. I told them to pull the conversation i had with the rep earlier that week, and they said no. So i asked for the supervisor, than as i was explaiing she hung up on me. Wow, i was mad but i called back and was very nice, and talked to another manager who told me the same thing, they cant stop it if it has been accepted already, but after looking at the copy of the check the person did not deposit it until the 17th, which was plenty of a gap for the stop payment to work. Than he just said "well nothing is gauranteed"
I think it is fraud they can charge for a service that "might" work, but they take no responsibility. This is crap and i dont know how this bank can get away with stuff like this. I am going to the corperate office with my complaint, i will close my accounts (not that they will even care).
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