We bought a vehicle through United Auto Credit back in November. United auto credit takes it upon themselves to harras us 5 to 7 days before the date of when our car payment is due. If they call me at home and my wife answers she tells them that I am at work. They then call my work and harras me at work. PLEASE understand that this is before the payment date is due.
Then they called me up and told me that I had to make my payment 2 days early because my payment was due on a weekend and that are not opened then. Which I already sent my payment out by check already. They told me that the didn't recieve it by the friday before that I was in breech of my contract with them and that they would take the car back.
One day they called my work and and they told the secretary that the person that was calling was my wife, that I should call home and it was an emergency. Note that this was 5 days before the due date of my payment.
We did some investigating of our own and found out that they cannot change the due date (ILLEGAL) They cannot harrass you at work or at home if you ask them not to. (ILLEGAL) They say that their is no grace period on your loan and if you look on the back of your loan agreement it says 2% pentally after 10 days late. Sound like a grace period to me. We inquired and where told that all loans in Pennsylvania have a ten day grace period.
To the people that want to leave a bad comment. All our payment are made before the due date even rolls around, but they still harrass us. We where told to contact the attorney generals office about this, which we are in the process of doing. Also thinking of contacting an attorney about possible cicil harrassment lawsuit. Thank you
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