After applying for payday loans online, I started receiving calls from an Nevada area code. When I would answer, it was a message stating details about a $7500.00 credit card limit and a $500.00 loan advance.
When I was called again I spoke with a lady, didn't even get her name. They already had all of my information and all I had to verify was the last four of my SSN. I thought okay at least it's not all of it. They told me about the one time processing fee of $129.99 to get started. This fee was supposed to cover my whole packaging and all of my cards. They further explained how you would receive two other cards that were trial period cards for road side assistance and another for discounts on certain places.
It was explained that they would debit my account the 129.99 a week from the day, then send me the package 48-72 hours following the debit. They debited my account the next morning. I got insufficient funds, per I didn't have the money to begin with. I needed time to make a deposit. That was the only reason for going with the company so I could receive a loan, which the said I could make small payments each month. They said they would work with me.
Nothing ever came. I tried to contact them at their website e-mail address and their phone number. The phone number seems to be only a recording of you being on hold. I stould on hold one time for one hour and nothing. I sent several e-mails to their e-mail address listed, and nothing. No response!
I am furious. I am now working with my bank to get my funds back. Please becareful of people who contact you through the phone, especially if they already have your information. Even if you are or were applying for a loan with somebody else, they seem to know that. I hope I have been some sort of help. Good luck to you all.
Lisa
Chandler, Arizona
U.S.A.
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