I have experienced the same rip off from Juniper Credit as others. My interest was increased to 24% a few years ago for no reason other then the "economy" and there was nothing I could do and nothing they would do so I closed my account and tried to pay if off but at that rate it's almost impossible.
On August 29 I was a victum of Hurrican Katrina, lost my job and damaged my home. I called Juniper to see if they would lower my interest or take a settlement. Since my account was in good standings Customer Service is not authorized to make settlements nor lower interest. All my other creditors, Chase and MBNA, are working with me until I can get back my feet but not Juniper. I have since cashed in my 401k and I will pay them in full. Do not open an account with them run any offers straight to the shreder!
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