Me too! Rate hike scam!!!
I was with Wachovia Bank for 10 years when bought by bank one with no problems. Since the merger with CHASE IT HAS BEEN A NIGHTMARE!!! I tried to make a purchase and was told I was over the limit. No way. When I inquired they said they raised my APR with NO NOTICE because they didn't like my credit score. This put my card over limit and they charged all kinds of fees. They liked my credit report 1 month ago and it has not changed. They have me screwed because my balance is high due to legal fees associated with a divorce.
It will be hard to payoff balance so I can close account. I was 2 days late 12/05. The only in my 14 year history with this card. 2 days not 30. What a scam! How is this legal! I will be filing with better buissnes bureau and attorney general. Hope everyone else will do the same.
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