My wife used a Capitol One Credit Card. Her balance was under $400 before she moved to Ohio to meet me. She fell a few payments behind. It was like wow, they instantly had it upto $1000 in just 3 months. She got a debt management program which she payed over $900 to which was supposed to reduce this and eventually pay it off. But it kept going up. So we gave up. Then in came NCO Financial to resolve the pay off. Again, we believed with hearts in what they were saying. Sent NCO Financial like $400 and between those we sent Capital One like another $300. So were into the neighborhood of somewhere around $1500 or better. All this for a $300 something credit card. She purchased a set of luggage so she could make the trip to see me. What do you think is fair on payback to settle this account. They just keep calling and raising it up. They lied several times to my wife to get her to send amounts promising she could pay it off then they'd jack it up more. How much is to much with these companies.
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