I rec'd a letter from this company stating I they had bought out a company that I previously had a credit card with and they were attempting to collect, wanted to settle, and if I didn't notify them within 30 days to dispute they would assume the debt is valid. This account was paid in full over 5 years ago. I immediately called the # listed and advised them it had been paid in full over 5 years ago, they of course asked for proof, I contacted the bank who bought out the bank we used at the time of question and of course all records had been purged and during this time they had not yet started the imaging process of checks and statments. I know this account was paid in full and even pulled from our files an old credit report that I had ran on myseldf, no record of it on the report. I really don't think I should have to pay for this again. Can someone please help?
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