We have been trying to get rid of SPS for several months. We had to file Bankruptcy to catch up on payments. Then they started returning our checks saying they needed payment to be in cashier checks. THis made our account accure late fees and interest. Because of this, they got a relief from the courts to proceed with Foreclosure. We finally got someone to refinance us. The payoff was good until 11-12-05 for $114029.31. On 11-16-05 they received a wire of funds in the amount of $114531.49. They got an additional $500.00. SPS tells me that this is not enough. We need to pay them an additional $1878.13 within a week or they will foreclose on the home. They said that the payoff was late by 3 days and that the per diem is not good for my account since it's in foreclosure. They were so rude. How am I suppose to come up with an additional 1800.00 within a week? They explained that the fees are for late charges, interest and attorney fees. The problem is that I never received anything from SPS saying that I owed any additional money. I called them to make sure the account was satisfied. Then to top it off, the $114531.49 they received is not posted to my account. So the account continues to accure interest. I need an attorney but can't afford one.
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