What is the name of your state? NY
I was sweet talked into applying for a discover card when I was 16 or 17, now there is a judgement on my credit report and frozen bank account. If you call up discover and ask them how old you have to be to apply they say 18- why was it different in my case? They say I am still liable for the debts even though I was not of legal age at the time to enter a contractual agreement without parental permission. I should not be.
Laws are making it harder for people to claim bankruptcy, why don't they strengthen the laws that pertain to giving minors credit cards without parental permission at the least. Then maybe we would not have so many bankruptcies taking place!
I would like some action to take place here, I need a statement declaring the answers to the questions above from them! This is truly infair. Discover card ruined my credit!
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