I have been a client of Homecomings for about 4 years. During the first three years we paid our second mortgage on time every month. Well the fourth year we ran into several problems my wife had a baby prematurely approximately 9 weeks early. My wife was on bed rest for 5 weeks prior to this. When we took the child home we were not able to have her go to daycare because she had a weak immune system. My wife stayed home and our income was decreased by 50%. I called Homecomings and asked for assistance and received a packet to complete. I completed the packet and sent it back. IT SAT on someone's desk for over 3 months before it was addressed. We then were set up on a repayment plan. We paid for 3 months when then my wife needed surgery and was out of work for 6 weeks. She received disability but only at 60% of her salary. We feel behind again. Homecomings called and I explained the situation and the gentlemen stated it was took far from our due date and to call back in 3 weeks.
The next day I receive another call about the delinquency of our loan. I stated my wife was out of work for 6 weeks and when she returned her was fired. She did no want to hear it and she said the calls would continue. I asked for them to stop calling at my place of employment and she stated they would continue to. Legally they are not able to if I ask them not to. She said they would remove the work number only temporarily. This is turning into harassment. I would never recommend this company to anyone. They do not know anything about the Fair Debt Collection Act.
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