Same story. ClearCredit.com reported me to First Credit of America to collect $59.95. I knew nothing of the amount owed. The person from First Credit mentioned my social security number and said if I didn't pay, it would impact my credit score. I gave them my credit card number. After the call, I requested a new credit card. I will put the amount in dispute with my credit card company as soon as it posts and file several complaints.
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