Complaint / Review
First Credit Of America - MyPerfectCredit
Ripoff, daily collection calls threating bad credit entry or pay $82

I responed to a popup add from 'MyPerfectCredit' for a 'FREE' one time credit report. One month later I was charged $29.95 on my Visa card.

3 months later I began getting daily threating phone calls from First Credit of America, wanting an additional $82 dollars. They claimed that if I did not pay, they would screw up my credit rating. I told them I refused to pay for services I did not receive.

The individuals who are calling do not want to give their full names, the last was a Mr. Louis. I have email copies of both my request to cancel, after they charged $29, and their acknowledgement of the cancellation.